Daily Routine that can change your life

“The Secret of your future is hidden in your daily routine.” –Mike Murdock

“If you don’t want the(to) change, nothing will change.”



Every human being have some routine. But how effective is the routine that matters most. We should cultivate a healthy and productive daily routine to yourself. There are some daily routine suggestions below, one can opt as per his suitability.

1.      Start your day Early:
       I get up early so I can do exercise, read and do meditation. This gets me energy for the day, knowledge for the life and work. Plus, it allows me to complete my work earlier.
      By waking up early, I can get a lot of time for myself, family & friends.

2.     Meditate and Exercise:
Joseph Addison said “Reading is to the mind what exercise is to the body”. Have a 60-min time for exercise and meditate daily. 

3.     Set an Auto-Pilot routine:
Plan ahead for the next day. What to wear for the next day, where to go, what to eat, what to read and what work to accomplish. You should have some daily activates on auto pilot mode like what to wear, what for breakfast, exercise etc.

4.     Prepare A Plan: 
“if you don’t know where you’re going, it doesn’t matter which road you take.” - The Cheshire Cat (Alice in wonderland)

Every day you should plan what you need to accomplish the next day. This way, when you reach your desk the next morning, you know where you are going. I plan for the day, I plan the goals for the month and the year then I will start in small steps and accomplish the planned target. It is awesome and you can observe that the life starts changing.

For FY 2017,
-         I planned to read 15 book and I am on my way and completed 11 Books as of today,
-         I planned to start writing a blog and here we are today, writing my 5th post on the blog.
-         I planned to learn a new technology and I am on my path to learn.

As Roy T. Bennett said, “Life is short. Focus on what really matters.”

What are the core activities you must accomplish or your job falls apart? Most of the things you do during the day are tasks which could be left unattended for a while. But there are certain things that are must-dos. Figure those out and do them before you tackle the less important tasks, like checking email and making phone calls.

In the Book Rich Dad, Poor Dad, Robert Kiyosaki said: “first serve to yourself”. The author explained this in many aspects like savings, investments, love etc.

So, Plan advance and start completing the planned task one by one, in that way you will get a goal oriented day and life.
Prepare your checklist for the day and life.
Write your plan on a paper or on a board (A place where you can see it, it will poke you throughout the day).

As I have posted in another post ‘Little things make a huge difference’. This small daily habits will change your life amazingly.
The compound interest principle applies here as well. Every habit will compound for your good future.
5.     Stop wasting time:
       In a day, we waste a lot of time on unproductive things like Facebook, Whats App, TV etc. Analyze your uses of this unproductive tools and calculate the time wasted on this thing and calculate the time for the month and year then you can understand the amount of time you waste on this unproductive tasks.
       I am not trying to stop to use this tools, I am just trying to say use but with caution because you are buying the pleasure of using this tools against most costlier currency of the universe “Time”. 
6.     Leave work and tension in office:
       When you come home from work, make sure that you leave you work and tensions in office only because home is for family ad yourself only, no work and related tension in home. Give time to yourself and your loved one. Someone said: “Work is a never-ending process”.
7.     show gratitude:
      The law of attraction says that “the more you show gratitude toward the things the more it will prosper in your life.” The law is applied to each phase of your life whether it will be love, money, success etc. So, show your gratitude to each one whoever helped you in any phase of your life. Make a daily routine of prayer to the almighty god and show your gratitude to him for the life, family etc.
8.     Get enough sleep:
      Henny Youngman said “If you are going to do something tonight that you will be sorry for tomorrow morning, sleep let.”
Sleep is the part of the day when our body and mind recover from the entire day stress, work and fatigueless. So, Have a 7 hour of pleasant sleep every night and sleep on time. The lady nature has designed the night for sleep and day for work, so don’t go against the nature.
There are many daily rituals you can opt for yourself. Give it a thought. If you plan on doing something, stick to it every single day.
Benjamin franklin daily routine from the book “Daily Rituals”:

Please provide your suggestion to improve the quality of the blog and keep learning and keep improving your life. 

You can read about daily rituals of great minds in the world from the below books:

Daily Rituals: How artists work
All the best,
Mahesh



Mobile Addicts


Every single person today is addicted to mobile phones, the little ones are ruining their lives because of mobiles.



Albert Einstein said:

“I fear the day that technology will surpass our human interaction. The world will have a generation of idiots.”

Why mobiles are called cell phones?

People are prisoners of their phones, that’s why they are called cell phones. What we do entire day with the mobiles-Whats App, Facebook, and YouTube etc.

Mobile phones make you closer to someone who is very far from you but it makes you away from the person who is near to you.

Every technology innovation some benefits and some drawbacks. Mobile have benefits that you can connect anyone, anywhere, anytime. You can learn or get knowledge on anything, anywhere, anytime. There are many more but with advantages, there are some disadvantages as well.
Some disadvantages are:

1: People use mobiles while driving, that may lead t accidents.
2: People are addicted so much to mobiles, so they use it when they are with family, loves once. This increases the distance between you and your loved once and create relationship problems.
3: People spend so much time on mobiles, that may increase the health problem, eye problem. It may increase the muscle and nerve problem in your hand and finger.
4: The mobile will help you to improve your virtual friend counts but it will decrease your physical friends.

Professor Sanjay Bakshi called the mobiles as “Weapons of mass destruction”.

Mobiles cause many problems with education, especially for children. It is difficult for students to concentrate in class since the phones enable students to chat, play games, watch videos and surf the Internet.

At current time, it is must to have a smartphone but we have to learn and teach our kids, the proper use of smartphones. There is a lot of knowledge outside there, so use your mobile to learn that knowledge, learn new skills.

The most important, the less you use(Unnecessary use) mobiles, the more time you will have and the more time you will invest in productive things like reading, Learning, your occupation(Work), family, health etc.

So be aware of the time you spend because the time is the only thing that will not come back once passed.

Thanks,

Mahesh

Love your parents

“LOVE YOUR PARENTS. WE ARE SO BUSY GROWING UP, WE OFTEN FORGET THEY ARE ALSO GROWING OLD.”

Human Life Cycle:

Birthà ChildhoodàAdolescenceàAdulthoodà Old ageà Death















Why I am discussing the human life cycle here, as for life cycle there must be an origin. In human case, the origin is the parents.


We get birth, that’s a blessing for us and our parents, they love us, they care us, they sacrifice everything for our happiness. They take care of us when we are infant, Toddler, Preschooler, Primary school boy, Teenager, Adult and care for us till there end of life but what we do for them in return.
Till Adult age, we are dependent on them, once we start our own earning, we start thinking only about ourselves, our career, our family only. But what about them, as we grow in our life, they are moving towards the end of their life (the human life cycle-Old age) – Think of it.

The below picture better explain that what parents do for their kids:



We must understand our parents, love them and care them.  Remember, one day, you will be in their position.

“Love your parents and treat them with loving care. For you will only know their value when you see their empty chairs.”

Guys- Be sure to spend time with your parents whenever you can. Because one day, when you look up from your busy life, they won’t be there anymore and then you realize that what you have lost. So, use this time wisely.

Thanks,
Mahesh

Small improvement or deterioration makes Big Difference

Small improvement or deterioration makes Big Difference

Though it includes some text, it simply denotes what 1% of improvement or deterioration can do to us within a span of 365 days.

We in the age range of 18 to 40 call yourself young. And what most of the young people do with their 24 hours in a day, that decides their future.

A normal young guy’s routing is like waking up around 8AM, have tea, office then back to home, watch TV or movie, mobile, Facebook, WhatsApp, chitchat and sleep around 1PM.
What we are missing here: Reading, Learning, Health, Saving, Investing, Knowledge, Family etc. We are losing the most precious element: Time

Why I am talking here this all, I am trying to bring the attention to the small Changes or habits, if we change, we can achieve a lot.

As the picture shows a small fraction change 1% makes the 1.01 to 37.8 in 365 days with compounding. And the same time (365 days) with 0.99 makes it to 0.03.

This is a big difference with only small number 1%.

Now let apply the same formula to our daily habits, Routines:

1: For the people who don’t read, let see just start reading only 5 page per day. Check the calculation below:

Day
Page
Time
Total Pages
1 Day
5
10min
5 pages
7 Days
5
10 min
35 pages
30 Days
5
10 min
150 pages
365 Days
5
10 min
1825 pages

So 1825 page = 6-7 book on an average 300 pages each book
Time spent: 3650/60=60.83 hr=2.53 day
So, with a 10 min reading daily will bring us the knowledge of 6-7 books, that will be a research of 5-10 years.


Sir Isaac Newton said:

If I have seen further it is by standing on the shoulders of Giants.

By voracious reading we can learn lot of things from the great minds of the world.

2: On Saving and Investing:
On Saving, let’s start with the same rule:
5000 RS per month with 5% interest rate from Bank:
Year
Year Deposits
Year Interest
Total Deposits
Total Interest
Balance
1
60,000.00
1,650.09
60,000.00
1,650.09
61,650.09
2
60,000.00
4,804.22
120,000.00
6,454.31
126,454.31
3
60,000.00
8,119.73
180,000.00
14,574.04
194,574.04
4
60,000.00
11,604.86
240,000.00
26,178.90
266,178.90
5
60,000.00
15,268.30
300,000.00
41,447.21
341,447.21
6
60,000.00
19,119.17
360,000.00
60,566.38
420,566.38
7
60,000.00
23,167.06
420,000.00
83,733.44
503,733.44
8
60,000.00
27,422.05
480,000.00
111,155.49
591,155.49
9
60,000.00
31,894.72
540,000.00
143,050.21
683,050.21
10
60,000.00
36,596.23
600,000.00
179,646.44
779,646.44

5000 RS per month with 8% interest rate from FD:
Year
Year Deposits
Year Interest
Total Deposits
Total Interest
Balance
1
60,000.00
2,664.63
60,000.00
2,664.63
62,664.63
2
60,000.00
7,865.76
120,000.00
10,530.39
130,530.39
3
60,000.00
13,498.59
180,000.00
24,028.97
204,028.97
4
60,000.00
19,598.93
240,000.00
43,627.91
283,627.91
5
60,000.00
26,205.60
300,000.00
69,833.51
369,833.51
6
60,000.00
33,360.63
360,000.00
103,194.14
463,194.14
7
60,000.00
41,109.51
420,000.00
144,303.65
564,303.65
8
60,000.00
49,501.55
480,000.00
193,805.20
673,805.20
9
60,000.00
58,590.13
540,000.00
252,395.33
792,395.33
10
60,000.00
68,433.05
600,000.00
320,828.38
920,828.38

In Shares Market, assume you have invested in very good MF or shares like Mr. Warren Buffet. Assume with 20% interest rate:
Year
Year Deposits
Year Interest
Total Deposits
Total Interest
Balance
1
60,000.00
6,914.28
60,000.00
6,914.28
66,914.28
2
60,000.00
21,594.68
120,000.00
28,508.96
148,508.96
3
60,000.00
39,495.82
180,000.00
68,004.78
248,004.78
4
60,000.00
61,324.32
240,000.00
129,329.10
369,329.10
5
60,000.00
87,941.79
300,000.00
217,270.89
517,270.89
6
60,000.00
120,398.90
360,000.00
337,669.80
697,669.80
7
60,000.00
159,976.81
420,000.00
497,646.61
917,646.61
8
60,000.00
208,237.77
480,000.00
705,884.38
1,185,884.38
9
60,000.00
267,086.74
540,000.00
972,971.12
1,512,971.12
10
60,000.00
338,846.66
600,000.00
1,311,817.77
1,911,817.77

So, small saving with proper investment makes huge difference with time.
You can compound the same rule of small on Habits, Health, On Negative aspects like Bad Habits Smoking/Drinking

Thanks,

Mahesh